Earned Wage Access
Give employees the flexibility to access their earned wages before payday with our
fully integrated Earned Wage Access benefit, powered by ZayZoon
While the financial benefits for your employees are the main highlight, here are the key advantages your internal teams will appreciate:
No changes
to your current payroll process
Self-serve rollout options
directly in your ASAP Payroll portal
Open participation
for hourly, salary, part-time, and 1099 workers
Integrated Rewards
& Recognition program through ZayZoon
Why Offer Earned Wage Access?
Life doesn’t always wait for payday. Unexpected expenses, medical bills, and rising costs can leave employees stressed between pay periods.
Earned Wage Access (EWA) allows employees to safely access a portion of their already earned wages when they need it, without disrupting your payroll schedule, funding cycles, or cash flow.
For employers, EWA is a simple way to support financial wellness and reduce turnover, all with zero administrative burden.
ZayZoon is one of the most trusted Earned Wage Access providers in the U.S., working exclusively through secure payroll integrations like ASAP Payroll.
Their on-demand pay solution includes built-in financial education, budgeting tools, and even a Rewards & Recognition program to boost engagement and retention.
How It Works
- ASAP Payroll activates the integration
- ZayZoon connects securely to your payroll and timekeeping system.
- ZayZoon connects securely to your payroll and timekeeping system.
- Employees opt in directly through the self-service portal
- No paperwork, no manual tracking, and no setup effort for you.
- No paperwork, no manual tracking, and no setup effort for you.
- Employees access earned wages instantly
- Funds are transferred to their account or card within minutes.
- Funds are transferred to their account or card within minutes.
- Balances reconcile automatically
- The accessed amount is deducted automatically and accurately on the next payroll run.
- The accessed amount is deducted automatically and accurately on the next payroll run.
Why It Matters
Offering Earned Wage Access isn’t just a financial perk; it’s a signal that you care about your employees’ well-being. Workers who feel supported financially are more engaged, more loyal, and less likely to seek other employment opportunities.
With ZayZoon, you can:
- Support employee financial wellness
- Improve retention and job satisfaction
- Differentiate your company in a competitive hiring market
- Reduce turnover costs and absenteeism
Measurable Results for Employers
Businesses that offer Earned Wage Access report powerful outcomes across retention, recruiting, and productivity:
29% reduction in turnover on average
2x increase in job applicants when EWA is advertised in postings
$19,000/year savings on hiring costs (based on a 200-person company)
8 hours/month reduction in absenteeism per employee
$19,000/year savings on hiring costs (based on a 200-person company)
8 hours/month reduction in absenteeism per employee
Client Testimonials
Listen to what other businesses have to say about working with us.
I have used ASAP Payroll Service for some years and, quite simply, they save me TIME and MONEY! There are other reasons I like dealing with Tom and his friendly staff, like eliminating worry and confusion, but those first two are more than enough. I can recommend ASAP without any reservations.
We have used ASAP Payroll since 1991. They are, by far, one of the most cost effective payroll companies out there. Their staff is friendly and efficient. They are quick to handle any issues without any problems. We would recommend ASAP Payroll to any business, regardless of size. Whether you have 2 or 500 employees, they can definitely meet your needs.
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